Do I need decennale insurance?
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I am registered under auto entrepreneur as a retail °µÍø½ûÇø, I supply customers with goods only, I do not fit or install them myself. I do however sub contract the fitting to other registered people of my choosing. In effect I go to see the customer, advise on choices available (I source goods mainly in the UK) sell them to the customer and then arrange fitting for them via sub contract. My °µÍø½ûÇø is in the main supply of replacement windows.
Can you advise if I need any insurance myself, as the retailer, as I have been told by my insurance broker I should have insurance. However they also say I cannot purchase the insurance as I have been set up for over 6 months (registered for 5 years)?
